From NC Workers Compensation Lawyer Kevin Bunn:
NC Governor Beverly Perdue has appointed a panel to investigate the use of ghost policies to avoid responsibility for NC workers’ compensation claims. Insurance Commissioner Wayne Goodwin will head the panel. A ghost police is a workmans comp insurance policy that allows a contractor to work on a job site but typically does not provide any actual coverage. Ghost policies are commonly combined with “independent contractor” strategies to avoid an employers’ obligation in North Carolina to provide workers’ compensation insurance.
As a NC workmans compensation lawyer I am glad to see this and hope that the Panel will take its work seriously. All too often businesses who do the right thing and provide their employees workers’ compensation coverage are at a competitive disadvantage compared to businesses that refuse to meet their workmans compensation obligations. Not to mention the hundreds of injured North Carolina workers who go without the benefits they are due because their employer neglected to provide workers’ compensation insurance.
About the author: Kevin Bunn, North Carolina Workmans Compensation Lawyer.